Medical Bills

Bankruptcy and Medical Costs

You or someone in your family had a health crisis. You did not have health insurance. You were working, so you did not qualify for Medicaid. Now, you have medical bills so large that they feel overwhelming. Fortunately, there is a way out of debt. I have assisted many people who could not afford an accident or illness. If you face daunting medical bills, contact the Law Offices of Charles R. Tropp. Over the past 40 years, I have guided many people out of debt. I can help you, too.

Your Medical Bills

You want to pay the hospital or doctors who took care of you but you cannot afford to pay the large bill. To make matters worse, hospitals will often charge the uninsured more than they charge the insured because of contract commitments made with the insurance company. If the debt has already gone through the collection process, you may have already experienced a freeze on your bank account or wage garnishment.

The Bankruptcy Solution

A Chapter 7 filing will simply discharge medical debts along with your other unsecured debt. A Chapter 13 filing will establish an interest free payment plan so that you can repay the medical personnel that helped you in your time of need. If the hospital froze your bank account or garnished your wages, a bankruptcy filing will put a stop to that as well.

If you or a family member faces overwhelming medical bills, contact the Law Offices of Charles R. Tropp for a free consultation.