Welcome

Staten Island Bankruptcy Attorney

In today's economy, many people find themselves overburdened with debt. Circumstances beyond your control may have created a situation where you are unable to pay all of your bills as they come due and still provide an adequate living for your family. Whatever the cause, the Federal Government has come up with a way to adjust and discharge your debts. This is known as a Chapter 13 debt adjustment plan. The Federal Government has also developed a way to help you obtain a fresh start from overwhelming debt by erasing most unsecured debt without losing any exempt property. This procedure is known as a Chapter 7 bankruptcy.

Consumer bankruptcy is the main focus of my practice and has been for nearly forty years. If your car has been repossessed and the car lender still wants more money, I can help you eliminate that debt. If your home is in foreclosure, I may be able to help you save it. If your wages have been garnished, I may be able to help you restore your paycheck. If your bank account is frozen, I may be able to help you unfreeze your account. The first step is to contact the Law Offices of Charles R. Tropp for a free consultation.

Debt Relief

I handle debt problems that involve the following:

• Creditor harassment, including abusive calls to neighbors and workplaces
• Tax arrears for state and federal taxes
• Car repossessions
• Credit card debt, especially if you have been the subject of harassing phone calls
• Medical bills, especially those that are overwhelmingly high
• Bank Account Freeze especially if you share an account with someone who owes no debt
• Garnishment especially if it stems from credit card debt or medical bills
• Foreclosures

A Fresh Start Granted by the U.S. Constitution

Unlike many large businesses who file bankruptcies as a form of financial reorganization, most of my clients feel that bankruptcy is a last resort. They may feel embarrassed that they cannot handle their debt. However, the right to declare bankruptcy is a constitutional right. Filing bankruptcy is often the best way to get out of a financial crisis.

Jobs losses and illness are the principal causes of financial distress. These occurrences are normal, and usually beyond your control. When bad things happen to good, responsible individuals, I am here to assist them.

Contact a Staten Island bankruptcy lawyer for a free consultation.